Spectrum vs. T-Mobile: Which Internet Provider Is Best for You?
Spectrum is faster and cheaper, but customers still prefer T-Mobile.
Nov 4, 2024 | Share
Provider Comparisons (Versus)
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Best for speed
- Price: $25–$70/mo.*†
- Speed: 50–1,000Mbps
- Internet type: Cable & limited fiber
- Data cap: None
- Contracts: None
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Best for convenience
- Price: $50.00–$70.00/mo.‡
- Speed: Up to 245Mbps
- Internet type: 5G fixed wireless
- Data cap: None
- Contracts: None
* Offer based on eligibility requirements. Standard rates apply after promo period. Additional charge for installation. Speeds based on wired connection. Actual speeds (including wireless) vary and are not guaranteed. Services subject to all applicable service terms and conditions, subject to change. Not available in all areas. Restrictions apply.
† Limited time offer; subject to change; new residential customers only (no Spectrum services within past 30 days) and in good standing with Spectrum. Taxes and fees extra in select states. SPECTRUM INTERNET: Standard rates apply after promo period. Additional charge for installation. Speeds based on wired connection. Actual speeds (including wireless) vary and are not guaranteed. Gig capable modem required for Gig speed. For a list of Gig capable modems, visit spectrum.net/modem. Services subject to all applicable service terms and conditions, subject to change. Not available in all areas. Restrictions apply.
‡w/ Auto Pay. Regulatory fees included in monthly price for qualified accounts. See full terms. Delivered via 5G cellular network; speeds vary due to factors affecting cellular networks, including data prioritization.
Compare Spectrum and T-Mobile head to head
Spectrum offers faster speeds and cheaper rates than T-Mobile, but it comes with some typical provider annoyances like price hikes and extra fees. What sets T-Mobile apart is its convenience and budget-friendly policies, as evidenced by T-Mobile’s excellent customer feedback in our latest customer satisfaction survey. And while T-Mobile isn’t as fast as Spectrum, its speeds are perfectly adequate for most households. Let’s take a closer look.
Find Spectrum and T-Mobile internet
Want to know if Spectrum or T-Mobile is in your area? Take a look by typing in your zip code below.
Plans and pricing: Spectrum vs. T-Mobile
Spectrum’s introductory rates provide more speed and more plan variety. You can find everything from budget-friendly connections all the way up to blazing gig speeds. If you’re looking for either the cheapest rate or the fastest speeds, Spectrum is the better choice.
Where T-Mobile’s single internet plan shines brightest is as a set-it-and-forget-it, zero-hassle internet service. The convenience of 5G’s wireless delivery combined with T-Mobile’s straightforward policies makes for a frictionless customer experience. If you’re looking for the straightest path to simple but great internet service, then T-Mobile is the way to go.
We try to avoid semicolons because they take away from the conversational vibe we’re aiming for. They read as kind of stuffy or formal. Here, I’ve separated the two connected independent clauses into two sentences instead.
Spectrum plans and pricing
Package | Price | Speed | Details |
---|---|---|---|
Internet Assist | $25/mo.* for qualifying households | Up to 50Mbps wireless speeds may vary | View Plan |
InternetAdvantage | $30/mo.* for 12 mos. for qualifying households | Up to 100Mbps wireless speeds may vary | View Plan |
Internet Premier | $60/mo.† for 12 mos. | Up to 500Mbps wireless speeds may vary | View Plan |
Internet Gig | $70/mo.† for 12 mos. | Up to 1,000Mbps wireless speeds may vary | View Plan |
* Offer based on eligibility requirements. Standard rates apply after promo period. Additional charge for installation. Speeds based on wired connection. Actual speeds (including wireless) vary and are not guaranteed. Services subject to all applicable service terms and conditions, subject to change. Not available in all areas. Restrictions apply.
† Limited time offer; subject to change; new residential customers only (no Spectrum services within past 30 days) and in good standing with Spectrum. Taxes and fees extra in select states. SPECTRUM INTERNET: Standard rates apply after promo period. Additional charge for installation. Speeds based on wired connection. Actual speeds (including wireless) vary and are not guaranteed. Gig capable modem required for Gig speed. For a list of Gig capable modems, visit spectrum.net/modem. Services subject to all applicable service terms and conditions, subject to change. Not available in all areas. Restrictions apply.
While it’s increasingly common to see gig speeds these days, you probably don’t need more than 200–300Mbps.
Spectrum’s Internet Advantage plan should suffice for two-person households or for those with light to moderate internet needs. Its 100Mbps speed is enough bandwidth for two simultaneous 4K streams while keeping a healthy amount of headroom for other tasks. But like Spectrum’s Assist plan, your household must qualify for the Advantage plan.
The Internet Gig plan might be overkill for most customers. Unless you have unusually demanding internet needs, you’d be better off spending the extra money on other home networking improvements.
One downside of Spectrum internet service is the price hikes. The above rates are introductory promotional rates and are usually reserved for new customers. After the initial 12 months, your prices are likely to increase—how much more they increase depends on the plan and region.
T-Mobile plans and pricing
Package | Price | Speed | Details |
---|---|---|---|
T-Mobile 5G Home Internet Unlimited | $50.00/mo.* | 72–245Mbps | View Plan |
T-Mobile 5G Home Internet Plus | $70.00/mo.* | 72–245Mbps | View Plan |
*w/ Auto Pay. Regulatory fees included in monthly price for qualified accounts. See full terms. Delivered via 5G cellular network; speeds vary due to factors affecting cellular networks, including data prioritization.
T-Mobile’s 5G Home Internet utilizes wireless 5G signal from cell towers, meaning there are no networking cables involved … ever. You’ll never need a technician or have to make an appointment, even if you need to relocate the router to another room down the line. To sweeten the deal, T-Mobile throws in a free internet gateway, a price-lock guarantee, and requires no term contract.
As for the speeds, while Spectrum offers faster plans, most customers wouldn’t even notice the difference. T-Mobile’s 245Mbps speeds are perfect for your average household to still have some headroom left over for peak hours and internet-heavy days.
Deals and promotions: Spectrum vs. T-Mobile
Extra fees: Spectrum vs. T-Mobile
Equipment Fee | Installation Fee | Other Fees | |
---|---|---|---|
$7.00/mo. (WiFi Service fee) | $59.99 (pro install) $24.99 (self-install) | $8.95 Late fee | |
Free | $35.00 activation fee | Varies by state |
T-Mobile has a slight edge when it comes to eliminating extra fees. It provides a free rental internet gateway for every customer, plain and simple. Spectrum doesn’t technically charge an equipment rental fee, but it does charge a WiFi Service fee, whether you use its gateway or standalone router.
Comparing install fees between these two ISPs is a mixed bag. Spectrum’s professional installation costs more if you need it, but the self-install is cheaper than T-Mobile’s activation fee. Installing Spectrum’s cable internet yourself is easy enough, but it’s not guaranteed to work, as it requires your home to already have an active connection to the Spectrum network.
Customer ratings: Spectrum vs. T-Mobile
Overall Rating | Price | Speed | Reliability | Customer service | |
---|---|---|---|---|---|
3.7/5 | 3.3/5 | 3.9/5 | 3.7/5 | 3.7/5 | |
4.1/5 | 4.1/5 | 4.0/5 | 3.9/5 | 4.1/5 |
T-Mobile’s 5G Home Internet received the highest ratings overall in our annual customer satisfaction survey. T-Mobile customers were particularly happy with their prices and customer experience. Comparing customer feedback between these two ISPs, T-Mobile comes out on top in every category.
Best TV and internet bundles
Price | Internet speed | TV channels | View on provider site | |
---|---|---|---|---|
Internet Premier + TV Select Signature | $125/mo.* | Up to 500Mbps | 150+ | View Plan |
Internet Gig + TV Select Plus | $145/mo.* | Up to 1,000Mbps | 160+ | View Plan |
*This is a 24 month introductory rate and does not require a contract. The post-introductory rate is $75 and subject to change. Discount requires that Spectrum TV or Spectrum Mobile products in bundle are maintained. Modem and Advanced WiFi router included.
One advantage of going with Spectrum is the option to combine your internet and TV services. In general, TV and internet bundle discounts aren’t as generous as they once were, but you still get the convenience of managing two plans with a single provider. We like the Internet Premier + TV Select Signature plan best. You get a decent internet speed and lots of channels without breaking the bank.
Internet types: Spectrum vs. T-Mobile
Internet type | View on provider site | |
---|---|---|
Cable and limited fiber | View Plans | |
5G fixed wireless | View Plans |
Spectrum mostly offers cable internet, which is one of the fastest and most reliable types of internet connections available. And because it utilizes the same coaxial cables once used for cable TV, much of the country already has access to cable internet.
T-Mobile offers fixed wireless internet, which runs on the same technology that delivers data signals to your cell phone. This is how T-Mobile is able to offer internet service without installing any cables in customer’s homes.
Data caps: Spectrum vs. T-Mobile
Provider | Data Cap | View on provider site |
---|---|---|
None | View Plans | |
None | View Plans |
Both T-Mobile and Spectrum provide unlimited data with all their internet plans. This means that regardless of which of these top-notch ISPs you choose, you won’t be stuck counting gigabytes.
Contracts: Spectrum vs. T-Mobile
Provider | Contract length | View on provider site |
---|---|---|
None | View Plans | |
None | View Plans |
Neither Spectrum nor T-Mobile require customers to commit to lengthy term contracts, as all plans from both providers are month to month. The biggest difference between the two is that Spectrum introduces price hikes after 12 months (typically raising your monthly bill by $20 or more), while T-Mobile goes in the opposite direction with a lifetime price lock guarantee. This is a big plus for T-Mobile and surely one of the reasons why T-Mobile customers gave such high price satisfaction ratings in our customer survey.
Installation: Spectrum vs. T-Mobile
Provider | Installation options | View on provider site |
---|---|---|
$59.99 pro install | View Plans | |
$35 activation fee | View Plans |
Installing T-Mobile 5G Home Internet is absurdly easy. First, the app directs you to the ideal location in your home to place the T-Mobile internet gateway. Then, you simply connect the gateway to power and finish the short set through the app. There are no networking cables, technicians, or inconvenient appointments. The whole process takes about 15 minutes.
Spectrum’s installation is a more standard affair. The professional installation requires an appointment with a broadband technician. There’s a cheaper and more convenient self-install option, but there’s no guarantee it’ll work, as it requires your home to already have an active connection to the Spectrum network. Even with a self-install, you may have to pay a $4.99 reconnect fee and a $30.00 activation fee.
Availability: Spectrum vs. T-Mobile
T-Mobile utilizes its enormous cellular network to distribute its 5G Home Internet, so it’s available in most heavily populated areas in the United States. Spectrum also has a considerable presence in the lower 48 states, but its coverage area is more focused around dense urban pockets, like New York and Los Angeles. Use our zip search below to see if either service is available in your area.
Ready to switch to Spectrum or T-Mobile internet?
Enter your zip code below to see if Spectrum or T-Mobile is in your area.
Final call: Spectrum vs. T-Mobile 5G Home Internet
If you need the fastest speeds, Spectrum is a safer bet. Its rates tend to be a bit cheaper than T-Mobile too, just keep in mind that Spectrum usually imposes a price hike after 12 months. T-Mobile is for those who want good internet service without having to think too hard about it. T-Mobile has fewer extra fees, no price hikes, and an easier setup—some customers may prefer that extra peace of mind over a faster internet speed or a cheaper intro rate.
Methodology
Our HighSpeedInternet.com editorial team bases our analyses on customer input from our annual customer satisfaction survey, results from our speed test tool, and proprietary internet provider data on speeds and pricing. To strengthen our research, we look closely at provider contracts to get hard-to-find information on price hikes, data caps, and extra fees, and we keep tabs on the latest news reports and online reviews. When applicable, we also rely on our personal experiences testing these services.
Spectrum Deal Disclaimer
*Limited time offer; subject to change; new residential customers only (no Spectrum services within past 30 days) and in good standing with Charter. Devices excluded from offer. All standard rates apply after yr 1. Advertised price reflects $5 discount when enrolling in Auto Pay. Must maintain Auto Pay to keep discount. Free Unlimited line reflected with up to 12 months credit on bill statement; limited to one per account. Standard rates apply if Mobile line is not ordered within 30 days and maintained through promo period. Taxes and fees extra in select states. SPECTRUM INTERNET & ADVANCED WIFI: Equipment may be extra; installation and additional services are extra. Pricing subject to change. Speed based on wired connection. Actual speeds (including wireless) may vary and are not guaranteed. SPECTRUM MOBILE: Smartwatch does not qualify as a line. UNLIMITED: Reduced speeds after 30 GB of usage per line. UNLIMITED PLUS: Unlimited Plus lines charged an extra $10/month. Reduced speeds after 50 GB of usage per line. Free International Roaming Talk and Data in Mexico and Canada; after 5 GB, data speeds will be reduced to 256 Kbps. Tablets not eligible for promotion. Services subject to all applicable service terms and conditions, subject to change. Services not available in all areas. Restrictions apply.
T-Mobile Deal Disclaimer
** $150 Back: Limited-time offer; subject to change. Register code within 30 days of activating new unlimited Home Internet line. If you have canceled Internet lines in the past 90 days, you may need to reactivate them first. $150 via virtual prepaid Mastercard; requires 60 days service before validation; use online or in-store via accepted mobile payment apps; no cash access & expires in 6 months. The Virtual Prepaid Mastercard is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. This card may be used everywhere Debit Mastercard is accepted. Registration, activation, acceptance, or use of this card constitutes acceptance of the terms and conditions stated in the Prepaid Card Agreement. This promotion is not associated, sponsored, or endorsed by Mastercard or Sunrise Banks N.A. Allow 1 week from fulfillment of offer requirements. Lines must be active and in good standing when card is issued. Max 1/account. May not be combined with some offers or discounts. Home Internet General Terms: During congestion, Home Internet customers may notice speeds lower than other customers due to data prioritization. Not available in all areas. $35 device connection charge due at sale. Plus taxes & fees for accounts currently paying for a T-Mobile wireless line with additional taxes & fees: Monthly Regulatory Programs (RPF) & Telco Recovery Fee (TRF) totaling $1.40 per data only line ($0.12 for RPF & $1.28 for TRF) apply; taxes/fees approx. 3-12% of bill. Credit approval required. For use only with T-Mobile Gateway for in-home use at location provided at activation. If canceling service, return gateway or pay up to $370. Video streaming resolution depends on available speeds. For best performance, leave video streaming applications at their default resolution setting. Not compatible with some live TV streaming services. AutoPay Pricing for lines 1-8 on account. Without AutoPay, $5 more. May not be reflected on 1st bill. Coverage not available in some areas. Network Management: Service may be slowed, suspended, terminated, or restricted for misuse, abnormal use, interference with our network or ability to provide quality service to other users. See T- Mobile.com/OpenInternet for details. See Terms and Conditions (including arbitration provision) at www.T-Mobile.com for additional information.”
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Author - Austin Aguirre
Austin worked as a broadband technician installing and troubleshooting countless home internet networks for some of the largest ISPs in the U.S. He became a freelance writer in 2020 specializing in software guides. After graduating with a BS in technical communication from Arizona State University, he joined the team at HighSpeedInternet.com where he focuses on home network improvement and troubleshooting.